₹5,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 5 Years
If you had started a ₹5,000/month SIP on 6 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,26,697
6 Oct 2026
Absolute gain
+₹21,697
+7.1%
XIRR (annualised)
2.75%
money-weighted
The journey, month by month
Worst fall on the way
-13.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,58,021
Modelled at historical FD rates. The fund trailed FD by ₹31,324.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹65,000 | ₹64,963 | -0.1% |
| Year 2 (6 Oct 2023) | ₹1,25,000 | ₹1,37,714 | +10.2% |
| Year 3 (7 Oct 2024) | ₹1,85,000 | ₹2,35,575 | +27.3% |
| Year 4 (6 Oct 2025) | ₹2,45,000 | ₹3,01,648 | +23.1% |
| Year 5 (6 Oct 2026) | ₹2,95,000 | ₹3,17,184 | +7.5% |
Best year of the journey: Year 3 (+19.1% market move) · Toughest year: Year 5 (-9.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 6 Oct 2021 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.