₹5,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 15 Years
If you had started a ₹5,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹16,92,176
6 Oct 2026
Absolute gain
+₹7,87,176
+87%
XIRR (annualised)
7.91%
money-weighted
The journey, month by month
Worst fall on the way
-41.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,73,626
Modelled at historical FD rates. The fund beat FD by ₹18,550.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Oct 2012) | ₹65,000 | ₹71,838 | +10.5% |
| Year 2 (7 Oct 2013) | ₹1,25,000 | ₹1,39,159 | +11.3% |
| Year 3 (7 Oct 2014) | ₹1,85,000 | ₹2,50,916 | +35.6% |
| Year 4 (6 Oct 2015) | ₹2,45,000 | ₹3,15,652 | +28.8% |
| Year 5 (6 Oct 2016) | ₹3,05,000 | ₹3,93,375 | +29% |
| Year 6 (6 Oct 2017) | ₹3,65,000 | ₹5,10,067 | +39.7% |
| Year 7 (8 Oct 2018) | ₹4,25,000 | ₹6,13,576 | +44.4% |
| Year 8 (7 Oct 2019) | ₹4,85,000 | ₹6,61,131 | +36.3% |
| Year 9 (6 Oct 2020) | ₹5,45,000 | ₹7,02,145 | +28.8% |
| Year 10 (6 Oct 2021) | ₹6,05,000 | ₹11,26,057 | +86.1% |
| Year 11 (6 Oct 2022) | ₹6,65,000 | ₹11,27,247 | +69.5% |
| Year 12 (6 Oct 2023) | ₹7,25,000 | ₹13,48,214 | +86% |
| Year 13 (7 Oct 2024) | ₹7,85,000 | ₹17,31,699 | +120.6% |
| Year 14 (6 Oct 2025) | ₹8,45,000 | ₹18,22,134 | +115.6% |
| Year 15 (6 Oct 2026) | ₹8,95,000 | ₹16,82,662 | +88% |
Best year of the journey: Year 10 (+47.7% market move) · Toughest year: Year 15 (-10.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 7 Oct 2011 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.