₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 15 Years
If you had started a ₹1,000/month SIP on 7 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹3,38,435
6 Oct 2026
Absolute gain
+₹1,57,435
+87%
XIRR (annualised)
7.91%
money-weighted
The journey, month by month
Worst fall on the way
-41.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,34,725
Modelled at historical FD rates. The fund beat FD by ₹3,710.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (8 Oct 2012) | ₹13,000 | ₹14,368 | +10.5% |
| Year 2 (7 Oct 2013) | ₹25,000 | ₹27,832 | +11.3% |
| Year 3 (7 Oct 2014) | ₹37,000 | ₹50,183 | +35.6% |
| Year 4 (6 Oct 2015) | ₹49,000 | ₹63,130 | +28.8% |
| Year 5 (6 Oct 2016) | ₹61,000 | ₹78,675 | +29% |
| Year 6 (6 Oct 2017) | ₹73,000 | ₹1,02,013 | +39.7% |
| Year 7 (8 Oct 2018) | ₹85,000 | ₹1,22,715 | +44.4% |
| Year 8 (7 Oct 2019) | ₹97,000 | ₹1,32,226 | +36.3% |
| Year 9 (6 Oct 2020) | ₹1,09,000 | ₹1,40,429 | +28.8% |
| Year 10 (6 Oct 2021) | ₹1,21,000 | ₹2,25,211 | +86.1% |
| Year 11 (6 Oct 2022) | ₹1,33,000 | ₹2,25,449 | +69.5% |
| Year 12 (6 Oct 2023) | ₹1,45,000 | ₹2,69,643 | +86% |
| Year 13 (7 Oct 2024) | ₹1,57,000 | ₹3,46,340 | +120.6% |
| Year 14 (6 Oct 2025) | ₹1,69,000 | ₹3,64,427 | +115.6% |
| Year 15 (6 Oct 2026) | ₹1,79,000 | ₹3,36,532 | +88% |
Best year of the journey: Year 10 (+47.7% market move) · Toughest year: Year 15 (-10.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 7 Oct 2011 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.