₹10,000 Monthly SIP in NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY for 15 Years
If you had started a ₹10,000/month SIP on 3 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹33,31,164
1 Oct 2026
Absolute gain
+₹15,21,164
+84%
XIRR (annualised)
7.73%
money-weighted
The journey, month by month
Worst fall on the way
-41.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,44,013
Modelled at historical FD rates. The fund trailed FD by ₹12,849.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹1,30,000 | ₹1,44,617 | +11.2% |
| Year 2 (1 Oct 2013) | ₹2,50,000 | ₹2,73,113 | +9.2% |
| Year 3 (1 Oct 2014) | ₹3,70,000 | ₹5,07,478 | +37.2% |
| Year 4 (1 Oct 2015) | ₹4,90,000 | ₹6,15,045 | +25.5% |
| Year 5 (3 Oct 2016) | ₹6,10,000 | ₹7,90,649 | +29.6% |
| Year 6 (3 Oct 2017) | ₹7,30,000 | ₹10,10,190 | +38.4% |
| Year 7 (1 Oct 2018) | ₹8,50,000 | ₹12,99,217 | +52.8% |
| Year 8 (1 Oct 2019) | ₹9,70,000 | ₹13,49,591 | +39.1% |
| Year 9 (1 Oct 2020) | ₹10,90,000 | ₹13,73,451 | +26% |
| Year 10 (1 Oct 2021) | ₹12,10,000 | ₹22,36,142 | +84.8% |
| Year 11 (3 Oct 2022) | ₹13,30,000 | ₹21,99,478 | +65.4% |
| Year 12 (3 Oct 2023) | ₹14,50,000 | ₹26,77,063 | +84.6% |
| Year 13 (1 Oct 2024) | ₹15,70,000 | ₹36,00,751 | +129.3% |
| Year 14 (1 Oct 2025) | ₹16,90,000 | ₹36,08,793 | +113.5% |
| Year 15 (1 Oct 2026) | ₹17,90,000 | ₹33,12,437 | +85.1% |
Best year of the journey: Year 10 (+49.7% market move) · Toughest year: Year 15 (-10.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - BSE SENSEX PLAN - QUARTERLY's published NAV (source: AMFI) between 3 Oct 2011 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.