₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 3 Years
If you had started a ₹1,000/month SIP on 18 Aug 2023 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 37 installments.
You invested
₹37,000
37 installments
Value today
₹38,837
18 Aug 2026
Absolute gain
+₹1,837
+5%
XIRR (annualised)
3.18%
money-weighted
The journey, month by month
Worst fall on the way
-11.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,187
Modelled at historical FD rates. The fund trailed FD by ₹2,350.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Aug 2024) | ₹13,000 | ₹14,970 | +15.2% |
| Year 2 (18 Aug 2025) | ₹25,000 | ₹27,678 | +10.7% |
| Year 3 (18 Aug 2026) | ₹35,000 | ₹36,820 | +5.2% |
Best year of the journey: Year 1 (+15.2% market move) · Toughest year: Year 3 (-2.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2023 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.