₹1,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 15 Years
If you had started a ₹1,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹1,81,000
181 installments
Value today
₹3,72,890
18 Aug 2026
Absolute gain
+₹1,91,890
+106%
XIRR (annualised)
9.04%
money-weighted
The journey, month by month
Worst fall on the way
-43%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,36,817
Modelled at historical FD rates. The fund beat FD by ₹36,073.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹13,000 | ₹13,999 | +7.7% |
| Year 2 (19 Aug 2013) | ₹25,000 | ₹25,356 | +1.4% |
| Year 3 (18 Aug 2014) | ₹37,000 | ₹51,639 | +39.6% |
| Year 4 (18 Aug 2015) | ₹49,000 | ₹67,718 | +38.2% |
| Year 5 (18 Aug 2016) | ₹61,000 | ₹82,720 | +35.6% |
| Year 6 (18 Aug 2017) | ₹73,000 | ₹1,06,656 | +46.1% |
| Year 7 (20 Aug 2018) | ₹85,000 | ₹1,38,738 | +63.2% |
| Year 8 (19 Aug 2019) | ₹97,000 | ₹1,31,579 | +35.6% |
| Year 9 (18 Aug 2020) | ₹1,09,000 | ₹1,35,134 | +24% |
| Year 10 (18 Aug 2021) | ₹1,21,000 | ₹2,10,960 | +74.3% |
| Year 11 (18 Aug 2022) | ₹1,33,000 | ₹2,31,780 | +74.3% |
| Year 12 (18 Aug 2023) | ₹1,45,000 | ₹2,62,986 | +81.4% |
| Year 13 (19 Aug 2024) | ₹1,57,000 | ₹3,50,101 | +123% |
| Year 14 (18 Aug 2025) | ₹1,69,000 | ₹3,69,492 | +118.6% |
| Year 15 (18 Aug 2026) | ₹1,79,000 | ₹3,70,873 | +107.2% |
Best year of the journey: Year 10 (+43.4% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.