₹5,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 15 Years
If you had started a ₹5,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹18,64,451
18 Aug 2026
Absolute gain
+₹9,59,451
+106%
XIRR (annualised)
9.04%
money-weighted
The journey, month by month
Worst fall on the way
-43%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,085
Modelled at historical FD rates. The fund beat FD by ₹1,80,366.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹65,000 | ₹69,996 | +7.7% |
| Year 2 (19 Aug 2013) | ₹1,25,000 | ₹1,26,780 | +1.4% |
| Year 3 (18 Aug 2014) | ₹1,85,000 | ₹2,58,194 | +39.6% |
| Year 4 (18 Aug 2015) | ₹2,45,000 | ₹3,38,592 | +38.2% |
| Year 5 (18 Aug 2016) | ₹3,05,000 | ₹4,13,601 | +35.6% |
| Year 6 (18 Aug 2017) | ₹3,65,000 | ₹5,33,279 | +46.1% |
| Year 7 (20 Aug 2018) | ₹4,25,000 | ₹6,93,688 | +63.2% |
| Year 8 (19 Aug 2019) | ₹4,85,000 | ₹6,57,896 | +35.6% |
| Year 9 (18 Aug 2020) | ₹5,45,000 | ₹6,75,671 | +24% |
| Year 10 (18 Aug 2021) | ₹6,05,000 | ₹10,54,800 | +74.3% |
| Year 11 (18 Aug 2022) | ₹6,65,000 | ₹11,58,898 | +74.3% |
| Year 12 (18 Aug 2023) | ₹7,25,000 | ₹13,14,929 | +81.4% |
| Year 13 (19 Aug 2024) | ₹7,85,000 | ₹17,50,507 | +123% |
| Year 14 (18 Aug 2025) | ₹8,45,000 | ₹18,47,459 | +118.6% |
| Year 15 (18 Aug 2026) | ₹8,95,000 | ₹18,54,365 | +107.2% |
Best year of the journey: Year 10 (+43.4% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.