₹10,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 15 Years
If you had started a ₹10,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹37,28,901
18 Aug 2026
Absolute gain
+₹19,18,901
+106%
XIRR (annualised)
9.04%
money-weighted
The journey, month by month
Worst fall on the way
-43%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,68,169
Modelled at historical FD rates. The fund beat FD by ₹3,60,732.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹1,30,000 | ₹1,39,993 | +7.7% |
| Year 2 (19 Aug 2013) | ₹2,50,000 | ₹2,53,561 | +1.4% |
| Year 3 (18 Aug 2014) | ₹3,70,000 | ₹5,16,388 | +39.6% |
| Year 4 (18 Aug 2015) | ₹4,90,000 | ₹6,77,185 | +38.2% |
| Year 5 (18 Aug 2016) | ₹6,10,000 | ₹8,27,203 | +35.6% |
| Year 6 (18 Aug 2017) | ₹7,30,000 | ₹10,66,557 | +46.1% |
| Year 7 (20 Aug 2018) | ₹8,50,000 | ₹13,87,376 | +63.2% |
| Year 8 (19 Aug 2019) | ₹9,70,000 | ₹13,15,792 | +35.6% |
| Year 9 (18 Aug 2020) | ₹10,90,000 | ₹13,51,343 | +24% |
| Year 10 (18 Aug 2021) | ₹12,10,000 | ₹21,09,600 | +74.3% |
| Year 11 (18 Aug 2022) | ₹13,30,000 | ₹23,17,796 | +74.3% |
| Year 12 (18 Aug 2023) | ₹14,50,000 | ₹26,29,858 | +81.4% |
| Year 13 (19 Aug 2024) | ₹15,70,000 | ₹35,01,014 | +123% |
| Year 14 (18 Aug 2025) | ₹16,90,000 | ₹36,94,918 | +118.6% |
| Year 15 (18 Aug 2026) | ₹17,90,000 | ₹37,08,729 | +107.2% |
Best year of the journey: Year 10 (+43.4% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.