₹25,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹93,22,254
18 Aug 2026
Absolute gain
+₹47,97,254
+106%
XIRR (annualised)
9.04%
money-weighted
The journey, month by month
Worst fall on the way
-43%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,20,423
Modelled at historical FD rates. The fund beat FD by ₹9,01,831.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹3,25,000 | ₹3,49,981 | +7.7% |
| Year 2 (19 Aug 2013) | ₹6,25,000 | ₹6,33,901 | +1.4% |
| Year 3 (18 Aug 2014) | ₹9,25,000 | ₹12,90,969 | +39.6% |
| Year 4 (18 Aug 2015) | ₹12,25,000 | ₹16,92,962 | +38.2% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹20,68,007 | +35.6% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹26,66,394 | +46.1% |
| Year 7 (20 Aug 2018) | ₹21,25,000 | ₹34,68,440 | +63.2% |
| Year 8 (19 Aug 2019) | ₹24,25,000 | ₹32,89,480 | +35.6% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹33,78,357 | +24% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹52,74,000 | +74.3% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹57,94,490 | +74.3% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹65,74,645 | +81.4% |
| Year 13 (19 Aug 2024) | ₹39,25,000 | ₹87,52,536 | +123% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹92,37,296 | +118.6% |
| Year 15 (18 Aug 2026) | ₹44,75,000 | ₹92,71,824 | +107.2% |
Best year of the journey: Year 10 (+43.4% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.