₹2,000 Monthly SIP in NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY for 15 Years
If you had started a ₹2,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹7,45,780
18 Aug 2026
Absolute gain
+₹3,83,780
+106%
XIRR (annualised)
9.04%
money-weighted
The journey, month by month
Worst fall on the way
-43%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,73,634
Modelled at historical FD rates. The fund beat FD by ₹72,146.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹26,000 | ₹27,999 | +7.7% |
| Year 2 (19 Aug 2013) | ₹50,000 | ₹50,712 | +1.4% |
| Year 3 (18 Aug 2014) | ₹74,000 | ₹1,03,278 | +39.6% |
| Year 4 (18 Aug 2015) | ₹98,000 | ₹1,35,437 | +38.2% |
| Year 5 (18 Aug 2016) | ₹1,22,000 | ₹1,65,441 | +35.6% |
| Year 6 (18 Aug 2017) | ₹1,46,000 | ₹2,13,311 | +46.1% |
| Year 7 (20 Aug 2018) | ₹1,70,000 | ₹2,77,475 | +63.2% |
| Year 8 (19 Aug 2019) | ₹1,94,000 | ₹2,63,158 | +35.6% |
| Year 9 (18 Aug 2020) | ₹2,18,000 | ₹2,70,269 | +24% |
| Year 10 (18 Aug 2021) | ₹2,42,000 | ₹4,21,920 | +74.3% |
| Year 11 (18 Aug 2022) | ₹2,66,000 | ₹4,63,559 | +74.3% |
| Year 12 (18 Aug 2023) | ₹2,90,000 | ₹5,25,972 | +81.4% |
| Year 13 (19 Aug 2024) | ₹3,14,000 | ₹7,00,203 | +123% |
| Year 14 (18 Aug 2025) | ₹3,38,000 | ₹7,38,984 | +118.6% |
| Year 15 (18 Aug 2026) | ₹3,58,000 | ₹7,41,746 | +107.2% |
Best year of the journey: Year 10 (+43.4% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA INDEX FUND - NIFTY 50 PLAN - HALF YEARLY's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.