₹2,000 Monthly SIP in Nippon India Large Cap Fund-Institutional Plan Growth Plan for 10 Years
If you had started a ₹2,000/month SIP on 3 Mar 2010 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Large Cap Fund-Institutional Plan Growth Plan's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,33,476
3 Mar 2020
Absolute gain
+₹1,91,476
+79.1%
XIRR (annualised)
11.29%
money-weighted
The journey, month by month
Worst fall on the way
-17.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,67,451
Modelled at historical FD rates. The fund beat FD by ₹66,025.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Mar 2011) | ₹26,000 | ₹26,110 | +0.4% |
| Year 2 (5 Mar 2012) | ₹50,000 | ₹49,618 | -0.8% |
| Year 3 (4 Mar 2013) | ₹74,000 | ₹81,049 | +9.5% |
| Year 4 (3 Mar 2014) | ₹98,000 | ₹1,14,619 | +17% |
| Year 5 (3 Mar 2015) | ₹1,22,000 | ₹2,25,207 | +84.6% |
| Year 6 (3 Mar 2016) | ₹1,46,000 | ₹2,10,697 | +44.3% |
| Year 7 (3 Mar 2017) | ₹1,70,000 | ₹2,88,970 | +70% |
| Year 8 (5 Mar 2018) | ₹1,94,000 | ₹3,74,545 | +93.1% |
| Year 9 (5 Mar 2019) | ₹2,18,000 | ₹4,16,551 | +91.1% |
| Year 10 (3 Mar 2020) | ₹2,42,000 | ₹4,33,476 | +79.1% |
Best year of the journey: Year 5 (+62.5% market move) · Toughest year: Year 6 (-15.5%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Large Cap Fund-Institutional Plan Growth Plan's published NAV (source: AMFI) between 3 Mar 2010 and 3 Mar 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.