₹5,000 Monthly SIP in Nippon India Large Cap Fund-Institutional Plan Growth Plan for 10 Years
If you had started a ₹5,000/month SIP on 3 Mar 2010 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Large Cap Fund-Institutional Plan Growth Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,83,689
3 Mar 2020
Absolute gain
+₹4,78,689
+79.1%
XIRR (annualised)
11.29%
money-weighted
The journey, month by month
Worst fall on the way
-17.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹9,18,627
Modelled at historical FD rates. The fund beat FD by ₹1,65,062.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Mar 2011) | ₹65,000 | ₹65,276 | +0.4% |
| Year 2 (5 Mar 2012) | ₹1,25,000 | ₹1,24,044 | -0.8% |
| Year 3 (4 Mar 2013) | ₹1,85,000 | ₹2,02,622 | +9.5% |
| Year 4 (3 Mar 2014) | ₹2,45,000 | ₹2,86,547 | +17% |
| Year 5 (3 Mar 2015) | ₹3,05,000 | ₹5,63,017 | +84.6% |
| Year 6 (3 Mar 2016) | ₹3,65,000 | ₹5,26,743 | +44.3% |
| Year 7 (3 Mar 2017) | ₹4,25,000 | ₹7,22,425 | +70% |
| Year 8 (5 Mar 2018) | ₹4,85,000 | ₹9,36,363 | +93.1% |
| Year 9 (5 Mar 2019) | ₹5,45,000 | ₹10,41,377 | +91.1% |
| Year 10 (3 Mar 2020) | ₹6,05,000 | ₹10,83,689 | +79.1% |
Best year of the journey: Year 5 (+62.5% market move) · Toughest year: Year 6 (-15.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Large Cap Fund-Institutional Plan Growth Plan's published NAV (source: AMFI) between 3 Mar 2010 and 3 Mar 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.