₹5,000 Monthly SIP in Nippon India Large Cap Fund-Institutional Plan Growth Plan for 5 Years
If you had started a ₹5,000/month SIP on 3 Mar 2015 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Large Cap Fund-Institutional Plan Growth Plan's actual NAV for all 61 installments.
You invested
₹3,05,000
61 installments
Value today
₹3,56,078
3 Mar 2020
Absolute gain
+₹51,078
+16.7%
XIRR (annualised)
6.22%
money-weighted
The journey, month by month
Worst fall on the way
-13.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,63,410
Modelled at historical FD rates. The fund trailed FD by ₹7,332.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Mar 2016) | ₹65,000 | ₹59,028 | -9.2% |
| Year 2 (3 Mar 2017) | ₹1,25,000 | ₹1,38,965 | +11.2% |
| Year 3 (5 Mar 2018) | ₹1,85,000 | ₹2,30,668 | +24.7% |
| Year 4 (5 Mar 2019) | ₹2,45,000 | ₹3,02,927 | +23.6% |
| Year 5 (3 Mar 2020) | ₹3,05,000 | ₹3,56,078 | +16.7% |
Best year of the journey: Year 2 (+16.7% market move) · Toughest year: Year 1 (-9.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Large Cap Fund-Institutional Plan Growth Plan's published NAV (source: AMFI) between 3 Mar 2015 and 3 Mar 2020; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.