₹25,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 15 Years
If you had started a ₹25,000/month SIP on 3 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,72,63,249
1 Oct 2026
Absolute gain
+₹1,27,38,249
+281.5%
XIRR (annualised)
16.29%
money-weighted
The journey, month by month
Worst fall on the way
-20.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,60,419
Modelled at historical FD rates. The fund beat FD by ₹89,02,830.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹3,25,000 | ₹3,73,538 | +14.9% |
| Year 2 (1 Oct 2013) | ₹6,25,000 | ₹7,37,531 | +18% |
| Year 3 (1 Oct 2014) | ₹9,25,000 | ₹16,23,118 | +75.5% |
| Year 4 (1 Oct 2015) | ₹12,25,000 | ₹24,20,368 | +97.6% |
| Year 5 (3 Oct 2016) | ₹15,25,000 | ₹25,94,706 | +70.1% |
| Year 6 (3 Oct 2017) | ₹18,25,000 | ₹25,73,417 | +41% |
| Year 7 (1 Oct 2018) | ₹21,25,000 | ₹35,03,368 | +64.9% |
| Year 8 (1 Oct 2019) | ₹24,25,000 | ₹33,59,291 | +38.5% |
| Year 9 (1 Oct 2020) | ₹27,25,000 | ₹58,69,166 | +115.4% |
| Year 10 (1 Oct 2021) | ₹30,25,000 | ₹83,63,265 | +176.5% |
| Year 11 (3 Oct 2022) | ₹33,25,000 | ₹79,98,626 | +140.6% |
| Year 12 (3 Oct 2023) | ₹36,25,000 | ₹1,02,04,139 | +181.5% |
| Year 13 (1 Oct 2024) | ₹39,25,000 | ₹1,55,41,779 | +296% |
| Year 14 (1 Oct 2025) | ₹42,25,000 | ₹1,52,13,922 | +260.1% |
| Year 15 (1 Oct 2026) | ₹45,25,000 | ₹1,72,63,249 | +281.5% |
Best year of the journey: Year 9 (+60.4% market move) · Toughest year: Year 8 (-11.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 3 Oct 2011 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.