₹5,000 Monthly SIP in Nippon India Pharma Fund-Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 29 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Pharma Fund-Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹35,69,361
29 Sept 2026
Absolute gain
+₹26,64,361
+294.4%
XIRR (annualised)
16.54%
money-weighted
The journey, month by month
Worst fall on the way
-20.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,645
Modelled at historical FD rates. The fund beat FD by ₹18,84,716.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹70,000 | ₹80,721 | +15.3% |
| Year 2 (30 Sept 2013) | ₹1,25,000 | ₹1,48,717 | +19% |
| Year 3 (29 Sept 2014) | ₹1,85,000 | ₹3,29,549 | +78.1% |
| Year 4 (29 Sept 2015) | ₹2,45,000 | ₹4,83,498 | +97.3% |
| Year 5 (29 Sept 2016) | ₹3,05,000 | ₹5,19,098 | +70.2% |
| Year 6 (29 Sept 2017) | ₹3,65,000 | ₹5,21,961 | +43% |
| Year 7 (1 Oct 2018) | ₹4,30,000 | ₹7,15,251 | +66.3% |
| Year 8 (30 Sept 2019) | ₹4,85,000 | ₹6,85,052 | +41.2% |
| Year 9 (29 Sept 2020) | ₹5,45,000 | ₹11,77,655 | +116.1% |
| Year 10 (29 Sept 2021) | ₹6,05,000 | ₹16,79,363 | +177.6% |
| Year 11 (29 Sept 2022) | ₹6,65,000 | ₹15,91,234 | +139.3% |
| Year 12 (29 Sept 2023) | ₹7,25,000 | ₹20,75,557 | +186.3% |
| Year 13 (30 Sept 2024) | ₹7,85,000 | ₹31,54,830 | +301.9% |
| Year 14 (29 Sept 2025) | ₹8,45,000 | ₹30,62,586 | +262.4% |
| Year 15 (29 Sept 2026) | ₹9,05,000 | ₹35,69,361 | +294.4% |
Best year of the journey: Year 9 (+58.1% market move) · Toughest year: Year 8 (-11.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Pharma Fund-Growth Plan's published NAV (source: AMFI) between 29 Sept 2011 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.