₹10,000 Monthly SIP in NIPPON INDIA POWER & INFRA FUND for 5 Years
If you had started a ₹10,000/month SIP on 21 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA POWER & INFRA FUND's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹10,03,468
21 Sept 2026
Absolute gain
+₹3,93,468
+64.5%
XIRR (annualised)
19.87%
money-weighted
The journey, month by month
Worst fall on the way
-20.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,17,347
Modelled at historical FD rates. The fund beat FD by ₹2,86,121.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2022) | ₹1,30,000 | ₹1,44,045 | +10.8% |
| Year 2 (21 Sept 2023) | ₹2,50,000 | ₹3,47,408 | +39% |
| Year 3 (23 Sept 2024) | ₹3,70,000 | ₹7,29,034 | +97% |
| Year 4 (22 Sept 2025) | ₹4,90,000 | ₹8,13,239 | +66% |
| Year 5 (21 Sept 2026) | ₹6,10,000 | ₹10,03,468 | +64.5% |
Best year of the journey: Year 3 (+56% market move) · Toughest year: Year 4 (-4.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA POWER & INFRA FUND's published NAV (source: AMFI) between 21 Sept 2021 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.