₹10,000 Monthly SIP in NIPPON INDIA POWER & INFRA FUND for 10 Years
If you had started a ₹10,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA POWER & INFRA FUND's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹34,72,129
21 Sept 2026
Absolute gain
+₹22,62,129
+187%
XIRR (annualised)
19.92%
money-weighted
The journey, month by month
Worst fall on the way
-37.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,476
Modelled at historical FD rates. The fund beat FD by ₹17,87,653.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹1,30,000 | ₹1,62,601 | +25.1% |
| Year 2 (21 Sept 2018) | ₹2,50,000 | ₹2,45,347 | -1.9% |
| Year 3 (23 Sept 2019) | ₹3,70,000 | ₹3,74,680 | +1.3% |
| Year 4 (21 Sept 2020) | ₹4,90,000 | ₹4,65,790 | -4.9% |
| Year 5 (21 Sept 2021) | ₹6,10,000 | ₹9,62,938 | +57.9% |
| Year 6 (21 Sept 2022) | ₹7,30,000 | ₹12,12,482 | +66.1% |
| Year 7 (21 Sept 2023) | ₹8,50,000 | ₹18,12,948 | +113.3% |
| Year 8 (23 Sept 2024) | ₹9,70,000 | ₹31,61,943 | +226% |
| Year 9 (22 Sept 2025) | ₹10,90,000 | ₹31,03,420 | +184.7% |
| Year 10 (21 Sept 2026) | ₹12,10,000 | ₹34,72,129 | +187% |
Best year of the journey: Year 5 (+64.4% market move) · Toughest year: Year 2 (-13.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA POWER & INFRA FUND's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.