₹10,000 Monthly SIP in Nippon India Quant Fund -Growth Plan for 20 Years
If you had started a ₹10,000/month SIP on 18 Apr 2008 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Quant Fund -Growth Plan's actual NAV for all 222 installments.
You invested
₹22,20,000
222 installments
Value today
₹79,01,405
29 Sept 2026
Absolute gain
+₹56,81,405
+255.9%
XIRR (annualised)
12.37%
money-weighted
The journey, month by month
Worst fall on the way
-32.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
15
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹48,82,950
Modelled at historical FD rates. The fund beat FD by ₹30,18,455.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Apr 2008) | ₹10,000 | ₹10,000 | +0% |
| Year 2 (29 Sept 2008) | ₹60,000 | ₹52,871 | -11.9% |
| Year 3 (29 Sept 2009) | ₹1,80,000 | ₹2,49,071 | +38.4% |
| Year 4 (29 Sept 2010) | ₹3,00,000 | ₹4,57,590 | +52.5% |
| Year 5 (29 Sept 2011) | ₹4,20,000 | ₹4,90,598 | +16.8% |
| Year 6 (1 Oct 2012) | ₹5,50,000 | ₹7,10,701 | +29.2% |
| Year 7 (30 Sept 2013) | ₹6,60,000 | ₹8,03,707 | +21.8% |
| Year 8 (29 Sept 2014) | ₹7,80,000 | ₹12,81,200 | +64.3% |
| Year 9 (29 Sept 2015) | ₹9,00,000 | ₹13,52,970 | +50.3% |
| Year 10 (29 Sept 2016) | ₹10,20,000 | ₹16,06,807 | +57.5% |
| Year 11 (29 Sept 2017) | ₹11,40,000 | ₹20,13,916 | +76.7% |
| Year 12 (1 Oct 2018) | ₹12,70,000 | ₹22,69,192 | +78.7% |
| Year 13 (30 Sept 2019) | ₹13,80,000 | ₹24,08,279 | +74.5% |
| Year 14 (29 Sept 2020) | ₹15,00,000 | ₹25,39,934 | +69.3% |
| Year 15 (29 Sept 2021) | ₹16,20,000 | ₹40,99,495 | +153.1% |
| Year 16 (29 Sept 2022) | ₹17,40,000 | ₹42,00,261 | +141.4% |
| Year 17 (29 Sept 2023) | ₹18,60,000 | ₹53,96,497 | +190.1% |
| Year 18 (30 Sept 2024) | ₹19,80,000 | ₹81,04,741 | +309.3% |
| Year 19 (29 Sept 2025) | ₹21,00,000 | ₹79,49,066 | +278.5% |
| Year 20 (29 Sept 2026) | ₹22,20,000 | ₹79,01,405 | +255.9% |
Best year of the journey: Year 15 (+54.1% market move) · Toughest year: Year 5 (-15.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Quant Fund -Growth Plan's published NAV (source: AMFI) between 18 Apr 2008 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.