₹5,000 Monthly SIP in Nippon India Quant Fund -Growth Plan for 20 Years
If you had started a ₹5,000/month SIP on 18 Apr 2008 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Quant Fund -Growth Plan's actual NAV for all 222 installments.
You invested
₹11,10,000
222 installments
Value today
₹39,39,093
30 Sept 2026
Absolute gain
+₹28,29,093
+254.9%
XIRR (annualised)
12.34%
money-weighted
The journey, month by month
Worst fall on the way
-32.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
15
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹24,41,967
Modelled at historical FD rates. The fund beat FD by ₹14,97,126.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Apr 2008) | ₹5,000 | ₹5,000 | +0% |
| Year 2 (30 Sept 2008) | ₹30,000 | ₹26,814 | -10.6% |
| Year 3 (30 Sept 2009) | ₹90,000 | ₹1,26,349 | +40.4% |
| Year 4 (30 Sept 2010) | ₹1,50,000 | ₹2,30,587 | +53.7% |
| Year 5 (30 Sept 2011) | ₹2,10,000 | ₹2,41,544 | +15% |
| Year 6 (1 Oct 2012) | ₹2,75,000 | ₹3,55,350 | +29.2% |
| Year 7 (30 Sept 2013) | ₹3,30,000 | ₹4,01,854 | +21.8% |
| Year 8 (30 Sept 2014) | ₹3,90,000 | ₹6,42,011 | +64.6% |
| Year 9 (30 Sept 2015) | ₹4,50,000 | ₹6,84,986 | +52.2% |
| Year 10 (30 Sept 2016) | ₹5,10,000 | ₹8,07,311 | +58.3% |
| Year 11 (3 Oct 2017) | ₹5,75,000 | ₹10,17,135 | +76.9% |
| Year 12 (1 Oct 2018) | ₹6,35,000 | ₹11,34,596 | +78.7% |
| Year 13 (30 Sept 2019) | ₹6,90,000 | ₹12,04,139 | +74.5% |
| Year 14 (30 Sept 2020) | ₹7,50,000 | ₹12,74,024 | +69.9% |
| Year 15 (30 Sept 2021) | ₹8,10,000 | ₹20,38,096 | +151.6% |
| Year 16 (30 Sept 2022) | ₹8,70,000 | ₹21,33,638 | +145.2% |
| Year 17 (3 Oct 2023) | ₹9,35,000 | ₹26,94,344 | +188.2% |
| Year 18 (30 Sept 2024) | ₹9,90,000 | ₹40,52,371 | +309.3% |
| Year 19 (30 Sept 2025) | ₹10,50,000 | ₹39,73,851 | +278.5% |
| Year 20 (30 Sept 2026) | ₹11,10,000 | ₹39,39,093 | +254.9% |
Best year of the journey: Year 15 (+52.8% market move) · Toughest year: Year 5 (-16.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Quant Fund -Growth Plan's published NAV (source: AMFI) between 18 Apr 2008 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.