₹5,000 Monthly SIP in Nippon India Quant Fund -Growth Plan for 15 Years
If you had started a ₹5,000/month SIP on 30 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Quant Fund -Growth Plan's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹25,57,297
30 Sept 2026
Absolute gain
+₹16,52,297
+182.6%
XIRR (annualised)
12.71%
money-weighted
The journey, month by month
Worst fall on the way
-32.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,971
Modelled at historical FD rates. The fund beat FD by ₹8,72,326.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹70,000 | ₹78,164 | +11.7% |
| Year 2 (30 Sept 2013) | ₹1,25,000 | ₹1,30,359 | +4.3% |
| Year 3 (30 Sept 2014) | ₹1,85,000 | ₹2,57,158 | +39% |
| Year 4 (30 Sept 2015) | ₹2,45,000 | ₹3,08,065 | +25.7% |
| Year 5 (30 Sept 2016) | ₹3,05,000 | ₹3,99,061 | +30.8% |
| Year 6 (3 Oct 2017) | ₹3,70,000 | ₹5,38,692 | +45.6% |
| Year 7 (1 Oct 2018) | ₹4,30,000 | ₹6,29,061 | +46.3% |
| Year 8 (30 Sept 2019) | ₹4,85,000 | ₹6,92,740 | +42.8% |
| Year 9 (30 Sept 2020) | ₹5,45,000 | ₹7,59,833 | +39.4% |
| Year 10 (30 Sept 2021) | ₹6,05,000 | ₹12,45,464 | +105.9% |
| Year 11 (30 Sept 2022) | ₹6,65,000 | ₹13,27,710 | +99.7% |
| Year 12 (3 Oct 2023) | ₹7,30,000 | ₹17,04,091 | +133.4% |
| Year 13 (30 Sept 2024) | ₹7,85,000 | ₹25,87,121 | +229.6% |
| Year 14 (30 Sept 2025) | ₹8,45,000 | ₹25,59,342 | +202.9% |
| Year 15 (30 Sept 2026) | ₹9,05,000 | ₹25,57,297 | +182.6% |
Best year of the journey: Year 10 (+51.9% market move) · Toughest year: Year 14 (-3.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Quant Fund -Growth Plan's published NAV (source: AMFI) between 30 Sept 2011 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.