₹25,000 Monthly SIP in Nippon India Quant Fund -Growth Plan for 15 Years
If you had started a ₹25,000/month SIP on 30 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Quant Fund -Growth Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,27,86,487
30 Sept 2026
Absolute gain
+₹82,61,487
+182.6%
XIRR (annualised)
12.71%
money-weighted
The journey, month by month
Worst fall on the way
-32.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,24,854
Modelled at historical FD rates. The fund beat FD by ₹43,61,633.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Oct 2012) | ₹3,50,000 | ₹3,90,819 | +11.7% |
| Year 2 (30 Sept 2013) | ₹6,25,000 | ₹6,51,796 | +4.3% |
| Year 3 (30 Sept 2014) | ₹9,25,000 | ₹12,85,788 | +39% |
| Year 4 (30 Sept 2015) | ₹12,25,000 | ₹15,40,327 | +25.7% |
| Year 5 (30 Sept 2016) | ₹15,25,000 | ₹19,95,306 | +30.8% |
| Year 6 (3 Oct 2017) | ₹18,50,000 | ₹26,93,462 | +45.6% |
| Year 7 (1 Oct 2018) | ₹21,50,000 | ₹31,45,305 | +46.3% |
| Year 8 (30 Sept 2019) | ₹24,25,000 | ₹34,63,701 | +42.8% |
| Year 9 (30 Sept 2020) | ₹27,25,000 | ₹37,99,166 | +39.4% |
| Year 10 (30 Sept 2021) | ₹30,25,000 | ₹62,27,318 | +105.9% |
| Year 11 (30 Sept 2022) | ₹33,25,000 | ₹66,38,549 | +99.7% |
| Year 12 (3 Oct 2023) | ₹36,50,000 | ₹85,20,457 | +133.4% |
| Year 13 (30 Sept 2024) | ₹39,25,000 | ₹1,29,35,604 | +229.6% |
| Year 14 (30 Sept 2025) | ₹42,25,000 | ₹1,27,96,708 | +202.9% |
| Year 15 (30 Sept 2026) | ₹45,25,000 | ₹1,27,86,487 | +182.6% |
Best year of the journey: Year 10 (+51.9% market move) · Toughest year: Year 14 (-3.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Quant Fund -Growth Plan's published NAV (source: AMFI) between 30 Sept 2011 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.