₹25,000 Monthly SIP in Nippon India Quant Fund -Growth Plan for 3 Years
If you had started a ₹25,000/month SIP on 29 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Quant Fund -Growth Plan's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹9,69,569
29 Sept 2026
Absolute gain
+₹44,569
+4.8%
XIRR (annualised)
3.01%
money-weighted
The journey, month by month
Worst fall on the way
-10%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,32,181
Modelled at historical FD rates. The fund trailed FD by ₹62,612.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹3,25,000 | ₹4,01,978 | +23.7% |
| Year 2 (29 Sept 2025) | ₹6,25,000 | ₹6,97,226 | +11.6% |
| Year 3 (29 Sept 2026) | ₹9,25,000 | ₹9,69,569 | +4.8% |
Best year of the journey: Year 1 (+23.7% market move) · Toughest year: Year 3 (-2.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Quant Fund -Growth Plan's published NAV (source: AMFI) between 29 Sept 2023 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.