₹25,000 Monthly SIP in Nippon India Silver ETF for 5 Years
If you had started a ₹25,000/month SIP on 4 Feb 2022 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Silver ETF's actual NAV for all 56 installments.
You invested
₹14,00,000
56 installments
Value today
₹34,40,997
29 Sept 2026
Absolute gain
+₹20,40,997
+145.8%
XIRR (annualised)
40.09%
money-weighted
The journey, month by month
Worst fall on the way
-43.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,33,646
Modelled at historical FD rates. The fund beat FD by ₹18,07,351.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2022) | ₹2,00,000 | ₹1,82,751 | -8.6% |
| Year 2 (29 Sept 2023) | ₹5,00,000 | ₹5,47,987 | +9.6% |
| Year 3 (30 Sept 2024) | ₹8,00,000 | ₹10,27,579 | +28.4% |
| Year 4 (29 Sept 2025) | ₹11,00,000 | ₹20,63,053 | +87.6% |
| Year 5 (29 Sept 2026) | ₹14,00,000 | ₹34,40,997 | +145.8% |
Best year of the journey: Year 4 (+55.4% market move) · Toughest year: Year 1 (-8.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Silver ETF's published NAV (source: AMFI) between 4 Feb 2022 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.