Official AMFI data
Arthkar — Understand Money, Invest Smartly
Computed from real daily NAV — not projections

₹5,000 Monthly SIP in Nippon India Silver ETF for 5 Years

If you had started a ₹5,000/month SIP on 4 Feb 2022 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Silver ETF's actual NAV for all 56 installments.

You invested

₹2,80,000

56 installments

Value today

₹6,92,824

28 Sept 2026

Absolute gain

+₹4,12,824

+147.4%

XIRR (annualised)

40.45%

money-weighted

The journey, month by month

Portfolio value Amount invested

Worst fall on the way

-43.8%

Deepest drop from peak. This is what you had to sit through.

Corrections survived

4

Falls of 10%+ during the period. Every one recovered.

Same SIP in a fixed deposit

₹3,26,671

Modelled at historical FD rates. The fund beat FD by ₹3,66,153.

Year-by-year progress

YearInvestedValueOverall gain
Year 1 (28 Sept 2022)₹40,000₹35,858-10.4%
Year 2 (28 Sept 2023)₹1,00,000₹1,07,936+7.9%
Year 3 (30 Sept 2024)₹1,60,000₹2,05,516+28.4%
Year 4 (29 Sept 2025)₹2,20,000₹4,12,611+87.6%
Year 5 (28 Sept 2026)₹2,80,000₹6,92,824+147.4%

Best year of the journey: Year 4 (+55.4% market move) · Toughest year: Year 1 (-10.4%)

Wealth Time Machine

Watch this exact journey as a 60-second cinematic replay

Every crash headline, every recovery — with your money in it.

Try a different amount

Try a different duration

Same SIP in other Index Funds / ETFs funds

    Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Silver ETF's published NAV (source: AMFI) between 4 Feb 2022 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.