₹5,000 Monthly SIP in Nippon India Silver ETF for 5 Years
If you had started a ₹5,000/month SIP on 4 Feb 2022 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Silver ETF's actual NAV for all 56 installments.
You invested
₹2,80,000
56 installments
Value today
₹6,92,824
28 Sept 2026
Absolute gain
+₹4,12,824
+147.4%
XIRR (annualised)
40.45%
money-weighted
The journey, month by month
Worst fall on the way
-43.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,26,671
Modelled at historical FD rates. The fund beat FD by ₹3,66,153.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Sept 2022) | ₹40,000 | ₹35,858 | -10.4% |
| Year 2 (28 Sept 2023) | ₹1,00,000 | ₹1,07,936 | +7.9% |
| Year 3 (30 Sept 2024) | ₹1,60,000 | ₹2,05,516 | +28.4% |
| Year 4 (29 Sept 2025) | ₹2,20,000 | ₹4,12,611 | +87.6% |
| Year 5 (28 Sept 2026) | ₹2,80,000 | ₹6,92,824 | +147.4% |
Best year of the journey: Year 4 (+55.4% market move) · Toughest year: Year 1 (-10.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Silver ETF's published NAV (source: AMFI) between 4 Feb 2022 and 28 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
