₹5,000 Monthly SIP in Nippon India Silver ETF for 3 Years
If you had started a ₹5,000/month SIP on 29 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Silver ETF's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹3,77,136
29 Sept 2026
Absolute gain
+₹1,92,136
+103.9%
XIRR (annualised)
50.84%
money-weighted
The journey, month by month
Worst fall on the way
-43.2%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,06,439
Modelled at historical FD rates. The fund beat FD by ₹1,70,697.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (30 Sept 2024) | ₹65,000 | ₹75,940 | +16.8% |
| Year 2 (29 Sept 2025) | ₹1,25,000 | ₹2,07,861 | +66.3% |
| Year 3 (29 Sept 2026) | ₹1,85,000 | ₹3,77,136 | +103.9% |
Best year of the journey: Year 2 (+52.9% market move) · Toughest year: Year 1 (16.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Silver ETF's published NAV (source: AMFI) between 29 Sept 2023 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.