₹5,000 Monthly SIP in Nippon India US Equity Opportunities Fund- Growth Plan for 10 Years
If you had started a ₹5,000/month SIP on 17 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India US Equity Opportunities Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹13,40,304
17 Aug 2026
Absolute gain
+₹7,35,304
+121.5%
XIRR (annualised)
15.18%
money-weighted
The journey, month by month
Worst fall on the way
-29.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,42,071
Modelled at historical FD rates. The fund beat FD by ₹4,98,233.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Aug 2017) | ₹65,000 | ₹68,262 | +5% |
| Year 2 (17 Aug 2018) | ₹1,25,000 | ₹1,55,723 | +24.6% |
| Year 3 (19 Aug 2019) | ₹1,85,000 | ₹2,38,742 | +29% |
| Year 4 (17 Aug 2020) | ₹2,45,000 | ₹3,62,395 | +47.9% |
| Year 5 (17 Aug 2021) | ₹3,05,000 | ₹5,25,323 | +72.2% |
| Year 6 (17 Aug 2022) | ₹3,65,000 | ₹5,62,231 | +54% |
| Year 7 (17 Aug 2023) | ₹4,25,000 | ₹6,61,770 | +55.7% |
| Year 8 (19 Aug 2024) | ₹4,85,000 | ₹8,92,261 | +84% |
| Year 9 (18 Aug 2025) | ₹5,45,000 | ₹10,83,031 | +98.7% |
| Year 10 (17 Aug 2026) | ₹6,05,000 | ₹13,40,304 | +121.5% |
Best year of the journey: Year 5 (+24.4% market move) · Toughest year: Year 6 (-3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India US Equity Opportunities Fund- Growth Plan's published NAV (source: AMFI) between 17 Aug 2016 and 17 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.