₹10,000 Monthly SIP in Nippon India US Equity Opportunities Fund- Growth Plan for 10 Years
If you had started a ₹10,000/month SIP on 17 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India US Equity Opportunities Fund- Growth Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹26,80,608
17 Aug 2026
Absolute gain
+₹14,70,608
+121.5%
XIRR (annualised)
15.18%
money-weighted
The journey, month by month
Worst fall on the way
-29.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,141
Modelled at historical FD rates. The fund beat FD by ₹9,96,467.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (17 Aug 2017) | ₹1,30,000 | ₹1,36,525 | +5% |
| Year 2 (17 Aug 2018) | ₹2,50,000 | ₹3,11,445 | +24.6% |
| Year 3 (19 Aug 2019) | ₹3,70,000 | ₹4,77,485 | +29% |
| Year 4 (17 Aug 2020) | ₹4,90,000 | ₹7,24,790 | +47.9% |
| Year 5 (17 Aug 2021) | ₹6,10,000 | ₹10,50,646 | +72.2% |
| Year 6 (17 Aug 2022) | ₹7,30,000 | ₹11,24,462 | +54% |
| Year 7 (17 Aug 2023) | ₹8,50,000 | ₹13,23,540 | +55.7% |
| Year 8 (19 Aug 2024) | ₹9,70,000 | ₹17,84,522 | +84% |
| Year 9 (18 Aug 2025) | ₹10,90,000 | ₹21,66,062 | +98.7% |
| Year 10 (17 Aug 2026) | ₹12,10,000 | ₹26,80,608 | +121.5% |
Best year of the journey: Year 5 (+24.4% market move) · Toughest year: Year 6 (-3.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India US Equity Opportunities Fund- Growth Plan's published NAV (source: AMFI) between 17 Aug 2016 and 17 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.