₹5,000 Monthly SIP in Nippon India Vision Large & Mid Cap Fund Institutional for 3 Years
If you had started a ₹5,000/month SIP on 4 Jun 2015 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Vision Large & Mid Cap Fund Institutional's actual NAV for all 37 installments.
You invested
₹1,85,000
37 installments
Value today
₹1,69,770
4 Jun 2018
Absolute gain
₹-15,230
-8.2%
XIRR (annualised)
-5.63%
money-weighted
The journey, month by month
Worst fall on the way
-20.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹2,05,467
Modelled at historical FD rates. The fund trailed FD by ₹35,697.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Jun 2016) | ₹65,000 | ₹62,016 | -4.6% |
| Year 2 (5 Jun 2017) | ₹1,25,000 | ₹1,32,482 | +6% |
| Year 3 (4 Jun 2018) | ₹1,85,000 | ₹1,69,770 | -8.2% |
Best year of the journey: Year 2 (+8.6% market move) · Toughest year: Year 3 (-11.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Vision Large & Mid Cap Fund Institutional's published NAV (source: AMFI) between 4 Jun 2015 and 4 Jun 2018; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.