₹5,000 Monthly SIP in Nippon India Vision Large & Mid Cap Fund Institutional for 10 Years
If you had started a ₹5,000/month SIP on 4 Jun 2008 and never stopped — through every crash and rally — here is exactly what happened, using Nippon India Vision Large & Mid Cap Fund Institutional's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹6,78,437
4 Jun 2018
Absolute gain
+₹73,437
+12.1%
XIRR (annualised)
2.27%
money-weighted
The journey, month by month
Worst fall on the way
-27.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹9,19,518
Modelled at historical FD rates. The fund trailed FD by ₹2,41,081.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Jun 2009) | ₹65,000 | ₹85,525 | +31.6% |
| Year 2 (4 Jun 2010) | ₹1,25,000 | ₹1,67,209 | +33.8% |
| Year 3 (6 Jun 2011) | ₹1,85,000 | ₹2,28,663 | +23.6% |
| Year 4 (4 Jun 2012) | ₹2,45,000 | ₹2,57,330 | +5% |
| Year 5 (4 Jun 2013) | ₹3,05,000 | ₹3,06,821 | +0.6% |
| Year 6 (4 Jun 2014) | ₹3,65,000 | ₹4,73,632 | +29.8% |
| Year 7 (4 Jun 2015) | ₹4,25,000 | ₹5,86,965 | +38.1% |
| Year 8 (6 Jun 2016) | ₹4,85,000 | ₹5,77,799 | +19.1% |
| Year 9 (5 Jun 2017) | ₹5,45,000 | ₹7,04,566 | +29.3% |
| Year 10 (4 Jun 2018) | ₹6,05,000 | ₹6,78,437 | +12.1% |
Best year of the journey: Year 1 (+31.6% market move) · Toughest year: Year 10 (-11.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Nippon India Vision Large & Mid Cap Fund Institutional's published NAV (source: AMFI) between 4 Jun 2008 and 4 Jun 2018; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.