₹2,000 Monthly SIP in PGIM India Flexi Cap Fund for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Flexi Cap Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,30,010
4 Sept 2026
Absolute gain
+₹2,88,010
+119%
XIRR (annualised)
15.05%
money-weighted
The journey, month by month
Worst fall on the way
-35.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,926
Modelled at historical FD rates. The fund beat FD by ₹1,94,084.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹29,181 | +12.2% |
| Year 2 (4 Sept 2018) | ₹50,000 | ₹55,880 | +11.8% |
| Year 3 (4 Sept 2019) | ₹74,000 | ₹75,676 | +2.3% |
| Year 4 (4 Sept 2020) | ₹98,000 | ₹1,22,129 | +24.6% |
| Year 5 (6 Sept 2021) | ₹1,22,000 | ₹2,49,383 | +104.4% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹2,69,948 | +84.9% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹3,27,344 | +92.6% |
| Year 8 (4 Sept 2024) | ₹1,94,000 | ₹4,57,683 | +135.9% |
| Year 9 (4 Sept 2025) | ₹2,18,000 | ₹4,90,259 | +124.9% |
| Year 10 (4 Sept 2026) | ₹2,42,000 | ₹5,30,010 | +119% |
Best year of the journey: Year 5 (+70.7% market move) · Toughest year: Year 3 (-5.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Flexi Cap Fund's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.