₹25,000 Monthly SIP in PGIM India Large Cap Fund Wealth Plan for 5 Years
If you had started a ₹25,000/month SIP on 28 Jul 2014 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Large Cap Fund Wealth Plan's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹18,40,043
28 Jul 2019
Absolute gain
+₹3,15,043
+20.7%
XIRR (annualised)
7.36%
money-weighted
The journey, month by month
Worst fall on the way
-11.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹18,41,925
Modelled at historical FD rates. The fund trailed FD by ₹1,882.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2015) | ₹3,25,000 | ₹3,44,174 | +5.9% |
| Year 2 (28 Jul 2016) | ₹6,25,000 | ₹6,93,891 | +11% |
| Year 3 (28 Jul 2017) | ₹9,25,000 | ₹11,47,105 | +24% |
| Year 4 (30 Jul 2018) | ₹12,25,000 | ₹15,46,878 | +26.3% |
| Year 5 (28 Jul 2019) | ₹15,25,000 | ₹18,40,043 | +20.7% |
Best year of the journey: Year 3 (+15.4% market move) · Toughest year: Year 5 (-0.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Large Cap Fund Wealth Plan's published NAV (source: AMFI) between 28 Jul 2014 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.