₹25,000 Monthly SIP in PGIM India Large Cap Fund Wealth Plan for 10 Years
If you had started a ₹25,000/month SIP on 28 Jul 2009 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Large Cap Fund Wealth Plan's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹51,83,896
28 Jul 2019
Absolute gain
+₹21,58,896
+71.4%
XIRR (annualised)
10.33%
money-weighted
The journey, month by month
Worst fall on the way
-13.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹45,94,663
Modelled at historical FD rates. The fund beat FD by ₹5,89,233.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2010) | ₹3,25,000 | ₹3,60,457 | +10.9% |
| Year 2 (28 Jul 2011) | ₹6,25,000 | ₹6,30,582 | +0.9% |
| Year 3 (30 Jul 2012) | ₹9,25,000 | ₹8,93,544 | -3.4% |
| Year 4 (29 Jul 2013) | ₹12,25,000 | ₹13,15,706 | +7.4% |
| Year 5 (28 Jul 2014) | ₹15,25,000 | ₹21,77,232 | +42.8% |
| Year 6 (28 Jul 2015) | ₹18,25,000 | ₹28,96,821 | +58.7% |
| Year 7 (28 Jul 2016) | ₹21,25,000 | ₹33,96,694 | +59.8% |
| Year 8 (28 Jul 2017) | ₹24,25,000 | ₹42,88,825 | +76.9% |
| Year 9 (30 Jul 2018) | ₹27,25,000 | ₹49,16,720 | +80.4% |
| Year 10 (28 Jul 2019) | ₹30,25,000 | ₹51,83,896 | +71.4% |
Best year of the journey: Year 5 (+34.8% market move) · Toughest year: Year 2 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Large Cap Fund Wealth Plan's published NAV (source: AMFI) between 28 Jul 2009 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.