₹2,000 Monthly SIP in PGIM India Large Cap Fund Wealth Plan for 10 Years
If you had started a ₹2,000/month SIP on 28 Jul 2009 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Large Cap Fund Wealth Plan's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,14,712
28 Jul 2019
Absolute gain
+₹1,72,712
+71.4%
XIRR (annualised)
10.33%
money-weighted
The journey, month by month
Worst fall on the way
-13.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,67,573
Modelled at historical FD rates. The fund beat FD by ₹47,139.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2010) | ₹26,000 | ₹28,837 | +10.9% |
| Year 2 (28 Jul 2011) | ₹50,000 | ₹50,447 | +0.9% |
| Year 3 (30 Jul 2012) | ₹74,000 | ₹71,484 | -3.4% |
| Year 4 (29 Jul 2013) | ₹98,000 | ₹1,05,256 | +7.4% |
| Year 5 (28 Jul 2014) | ₹1,22,000 | ₹1,74,179 | +42.8% |
| Year 6 (28 Jul 2015) | ₹1,46,000 | ₹2,31,746 | +58.7% |
| Year 7 (28 Jul 2016) | ₹1,70,000 | ₹2,71,736 | +59.8% |
| Year 8 (28 Jul 2017) | ₹1,94,000 | ₹3,43,106 | +76.9% |
| Year 9 (30 Jul 2018) | ₹2,18,000 | ₹3,93,338 | +80.4% |
| Year 10 (28 Jul 2019) | ₹2,42,000 | ₹4,14,712 | +71.4% |
Best year of the journey: Year 5 (+34.8% market move) · Toughest year: Year 2 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Large Cap Fund Wealth Plan's published NAV (source: AMFI) between 28 Jul 2009 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.