₹5,000 Monthly SIP in PGIM India Large Cap Fund Wealth Plan for 10 Years
If you had started a ₹5,000/month SIP on 28 Jul 2009 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Large Cap Fund Wealth Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹10,36,779
28 Jul 2019
Absolute gain
+₹4,31,779
+71.4%
XIRR (annualised)
10.33%
money-weighted
The journey, month by month
Worst fall on the way
-13.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹9,18,933
Modelled at historical FD rates. The fund beat FD by ₹1,17,846.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2010) | ₹65,000 | ₹72,091 | +10.9% |
| Year 2 (28 Jul 2011) | ₹1,25,000 | ₹1,26,116 | +0.9% |
| Year 3 (30 Jul 2012) | ₹1,85,000 | ₹1,78,709 | -3.4% |
| Year 4 (29 Jul 2013) | ₹2,45,000 | ₹2,63,141 | +7.4% |
| Year 5 (28 Jul 2014) | ₹3,05,000 | ₹4,35,446 | +42.8% |
| Year 6 (28 Jul 2015) | ₹3,65,000 | ₹5,79,364 | +58.7% |
| Year 7 (28 Jul 2016) | ₹4,25,000 | ₹6,79,339 | +59.8% |
| Year 8 (28 Jul 2017) | ₹4,85,000 | ₹8,57,765 | +76.9% |
| Year 9 (30 Jul 2018) | ₹5,45,000 | ₹9,83,344 | +80.4% |
| Year 10 (28 Jul 2019) | ₹6,05,000 | ₹10,36,779 | +71.4% |
Best year of the journey: Year 5 (+34.8% market move) · Toughest year: Year 2 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Large Cap Fund Wealth Plan's published NAV (source: AMFI) between 28 Jul 2009 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.