₹10,000 Monthly SIP in PGIM India Large Cap Fund Wealth Plan for 10 Years
If you had started a ₹10,000/month SIP on 28 Jul 2009 and never stopped — through every crash and rally — here is exactly what happened, using PGIM India Large Cap Fund Wealth Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹20,73,558
28 Jul 2019
Absolute gain
+₹8,63,558
+71.4%
XIRR (annualised)
10.33%
money-weighted
The journey, month by month
Worst fall on the way
-13.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹18,37,865
Modelled at historical FD rates. The fund beat FD by ₹2,35,693.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (28 Jul 2010) | ₹1,30,000 | ₹1,44,183 | +10.9% |
| Year 2 (28 Jul 2011) | ₹2,50,000 | ₹2,52,233 | +0.9% |
| Year 3 (30 Jul 2012) | ₹3,70,000 | ₹3,57,418 | -3.4% |
| Year 4 (29 Jul 2013) | ₹4,90,000 | ₹5,26,282 | +7.4% |
| Year 5 (28 Jul 2014) | ₹6,10,000 | ₹8,70,893 | +42.8% |
| Year 6 (28 Jul 2015) | ₹7,30,000 | ₹11,58,729 | +58.7% |
| Year 7 (28 Jul 2016) | ₹8,50,000 | ₹13,58,678 | +59.8% |
| Year 8 (28 Jul 2017) | ₹9,70,000 | ₹17,15,530 | +76.9% |
| Year 9 (30 Jul 2018) | ₹10,90,000 | ₹19,66,688 | +80.4% |
| Year 10 (28 Jul 2019) | ₹12,10,000 | ₹20,73,558 | +71.4% |
Best year of the journey: Year 5 (+34.8% market move) · Toughest year: Year 2 (-4.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using PGIM India Large Cap Fund Wealth Plan's published NAV (source: AMFI) between 28 Jul 2009 and 28 Jul 2019; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.