₹25,000 Monthly SIP in quant Focused Fund for 10 Years
If you had started a ₹25,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using quant Focused Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹70,77,600
1 Sept 2026
Absolute gain
+₹40,52,600
+134%
XIRR (annualised)
16.31%
money-weighted
The journey, month by month
Worst fall on the way
-32.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,96,966
Modelled at historical FD rates. The fund beat FD by ₹28,80,634.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹3,25,000 | ₹3,55,401 | +9.4% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹7,08,394 | +13.3% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,17,008 | -0.9% |
| Year 4 (1 Sept 2020) | ₹12,25,000 | ₹13,52,948 | +10.4% |
| Year 5 (1 Sept 2021) | ₹15,25,000 | ₹25,97,716 | +70.3% |
| Year 6 (1 Sept 2022) | ₹18,25,000 | ₹32,25,020 | +76.7% |
| Year 7 (1 Sept 2023) | ₹21,25,000 | ₹40,57,102 | +90.9% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹64,05,440 | +164.1% |
| Year 9 (1 Sept 2025) | ₹27,25,000 | ₹60,00,777 | +120.2% |
| Year 10 (1 Sept 2026) | ₹30,25,000 | ₹70,77,600 | +134% |
Best year of the journey: Year 5 (+57.2% market move) · Toughest year: Year 9 (-10.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using quant Focused Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.