₹2,000 Monthly SIP in Quantum Liquid Fund for 20 Years
If you had started a ₹2,000/month SIP on 9 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Liquid Fund's actual NAV for all 241 installments.
You invested
₹4,82,000
241 installments
Value today
₹9,52,933
9 Aug 2026
Absolute gain
+₹4,70,933
+97.7%
XIRR (annualised)
6.37%
money-weighted
The journey, month by month
Worst fall on the way
-0.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,41,119
Modelled at historical FD rates. The fund trailed FD by ₹1,88,186.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Aug 2007) | ₹26,000 | ₹27,037 | +4% |
| Year 2 (10 Aug 2008) | ₹50,000 | ₹54,228 | +8.5% |
| Year 3 (9 Aug 2009) | ₹74,000 | ₹83,095 | +12.3% |
| Year 4 (9 Aug 2010) | ₹98,000 | ₹1,11,229 | +13.5% |
| Year 5 (9 Aug 2011) | ₹1,22,000 | ₹1,45,027 | +18.9% |
| Year 6 (9 Aug 2012) | ₹1,46,000 | ₹1,83,802 | +25.9% |
| Year 7 (11 Aug 2013) | ₹1,70,000 | ₹2,23,734 | +31.6% |
| Year 8 (10 Aug 2014) | ₹1,94,000 | ₹2,69,624 | +39% |
| Year 9 (9 Aug 2015) | ₹2,18,000 | ₹3,17,130 | +45.5% |
| Year 10 (9 Aug 2016) | ₹2,42,000 | ₹3,64,926 | +50.8% |
| Year 11 (9 Aug 2017) | ₹2,66,000 | ₹4,12,187 | +55% |
| Year 12 (9 Aug 2018) | ₹2,90,000 | ₹4,62,520 | +59.5% |
| Year 13 (9 Aug 2019) | ₹3,14,000 | ₹5,18,547 | +65.1% |
| Year 14 (9 Aug 2020) | ₹3,38,000 | ₹5,66,327 | +67.6% |
| Year 15 (9 Aug 2021) | ₹3,62,000 | ₹6,08,434 | +68.1% |
| Year 16 (9 Aug 2022) | ₹3,86,000 | ₹6,55,111 | +69.7% |
| Year 17 (9 Aug 2023) | ₹4,10,000 | ₹7,22,259 | +76.2% |
| Year 18 (9 Aug 2024) | ₹4,34,000 | ₹7,98,466 | +84% |
| Year 19 (9 Aug 2025) | ₹4,58,000 | ₹8,76,806 | +91.4% |
| Year 20 (9 Aug 2026) | ₹4,82,000 | ₹9,52,933 | +97.7% |
Best year of the journey: Year 8 (+8.8% market move) · Toughest year: Year 15 (3.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Liquid Fund's published NAV (source: AMFI) between 9 Aug 2006 and 9 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.