₹2,000 Monthly SIP in Quantum Liquid Fund for 20 Years
If you had started a ₹2,000/month SIP on 4 Oct 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Liquid Fund's actual NAV for all 241 installments.
You invested
₹4,82,000
241 installments
Value today
₹9,50,533
4 Oct 2026
Absolute gain
+₹4,68,533
+97.2%
XIRR (annualised)
6.35%
money-weighted
The journey, month by month
Worst fall on the way
-0.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹11,41,042
Modelled at historical FD rates. The fund trailed FD by ₹1,90,509.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Oct 2007) | ₹26,000 | ₹26,992 | +3.8% |
| Year 2 (5 Oct 2008) | ₹50,000 | ₹54,384 | +8.8% |
| Year 3 (4 Oct 2009) | ₹74,000 | ₹82,525 | +11.5% |
| Year 4 (4 Oct 2010) | ₹98,000 | ₹1,11,041 | +13.3% |
| Year 5 (4 Oct 2011) | ₹1,22,000 | ₹1,45,214 | +19% |
| Year 6 (4 Oct 2012) | ₹1,46,000 | ₹1,83,879 | +25.9% |
| Year 7 (4 Oct 2013) | ₹1,70,000 | ₹2,24,517 | +32.1% |
| Year 8 (6 Oct 2014) | ₹1,94,000 | ₹2,69,805 | +39.1% |
| Year 9 (4 Oct 2015) | ₹2,18,000 | ₹3,16,774 | +45.3% |
| Year 10 (4 Oct 2016) | ₹2,42,000 | ₹3,63,958 | +50.4% |
| Year 11 (4 Oct 2017) | ₹2,66,000 | ₹4,10,790 | +54.4% |
| Year 12 (4 Oct 2018) | ₹2,90,000 | ₹4,61,479 | +59.1% |
| Year 13 (4 Oct 2019) | ₹3,14,000 | ₹5,16,486 | +64.5% |
| Year 14 (4 Oct 2020) | ₹3,38,000 | ₹5,62,325 | +66.4% |
| Year 15 (4 Oct 2021) | ₹3,62,000 | ₹6,04,313 | +66.9% |
| Year 16 (4 Oct 2022) | ₹3,86,000 | ₹6,52,818 | +69.1% |
| Year 17 (4 Oct 2023) | ₹4,10,000 | ₹7,21,397 | +76% |
| Year 18 (4 Oct 2024) | ₹4,34,000 | ₹7,97,812 | +83.8% |
| Year 19 (4 Oct 2025) | ₹4,58,000 | ₹8,73,993 | +90.8% |
| Year 20 (4 Oct 2026) | ₹4,82,000 | ₹9,50,533 | +97.2% |
Best year of the journey: Year 6 (+8.7% market move) · Toughest year: Year 15 (3.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Liquid Fund's published NAV (source: AMFI) between 4 Oct 2006 and 4 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.