₹2,000 Monthly SIP in Quantum Liquid Fund for 15 Years
If you had started a ₹2,000/month SIP on 9 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Liquid Fund's actual NAV for all 181 installments.
You invested
₹3,62,000
181 installments
Value today
₹5,80,121
9 Aug 2026
Absolute gain
+₹2,18,121
+60.3%
XIRR (annualised)
6.02%
money-weighted
The journey, month by month
Worst fall on the way
-0.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹6,72,542
Modelled at historical FD rates. The fund trailed FD by ₹92,421.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Aug 2012) | ₹26,000 | ₹27,279 | +4.9% |
| Year 2 (11 Aug 2013) | ₹50,000 | ₹54,421 | +8.8% |
| Year 3 (10 Aug 2014) | ₹74,000 | ₹84,521 | +14.2% |
| Year 4 (9 Aug 2015) | ₹98,000 | ₹1,16,531 | +18.9% |
| Year 5 (9 Aug 2016) | ₹1,22,000 | ₹1,49,790 | +22.8% |
| Year 6 (9 Aug 2017) | ₹1,46,000 | ₹1,83,748 | +25.9% |
| Year 7 (9 Aug 2018) | ₹1,70,000 | ₹2,19,889 | +29.3% |
| Year 8 (9 Aug 2019) | ₹1,94,000 | ₹2,59,515 | +33.8% |
| Year 9 (9 Aug 2020) | ₹2,18,000 | ₹2,95,646 | +35.6% |
| Year 10 (9 Aug 2021) | ₹2,42,000 | ₹3,29,271 | +36.1% |
| Year 11 (9 Aug 2022) | ₹2,66,000 | ₹3,65,750 | +37.5% |
| Year 12 (9 Aug 2023) | ₹2,90,000 | ₹4,14,180 | +42.8% |
| Year 13 (9 Aug 2024) | ₹3,14,000 | ₹4,68,465 | +49.2% |
| Year 14 (9 Aug 2025) | ₹3,38,000 | ₹5,24,653 | +55.2% |
| Year 15 (9 Aug 2026) | ₹3,62,000 | ₹5,80,121 | +60.3% |
Best year of the journey: Year 3 (+7.8% market move) · Toughest year: Year 10 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Liquid Fund's published NAV (source: AMFI) between 9 Aug 2011 and 9 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.