₹5,000 Monthly SIP in Quantum Liquid Fund for 15 Years
If you had started a ₹5,000/month SIP on 4 Oct 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Liquid Fund's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹14,46,903
4 Oct 2026
Absolute gain
+₹5,41,903
+59.9%
XIRR (annualised)
6%
money-weighted
The journey, month by month
Worst fall on the way
-0.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,73,185
Modelled at historical FD rates. The fund trailed FD by ₹2,26,282.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Oct 2012) | ₹65,000 | ₹68,041 | +4.7% |
| Year 2 (4 Oct 2013) | ₹1,25,000 | ₹1,36,265 | +9% |
| Year 3 (6 Oct 2014) | ₹1,85,000 | ₹2,11,056 | +14.1% |
| Year 4 (4 Oct 2015) | ₹2,45,000 | ₹2,90,546 | +18.6% |
| Year 5 (4 Oct 2016) | ₹3,05,000 | ₹3,73,031 | +22.3% |
| Year 6 (4 Oct 2017) | ₹3,65,000 | ₹4,57,423 | +25.3% |
| Year 7 (4 Oct 2018) | ₹4,25,000 | ₹5,48,137 | +29% |
| Year 8 (4 Oct 2019) | ₹4,85,000 | ₹6,45,885 | +33.2% |
| Year 9 (4 Oct 2020) | ₹5,45,000 | ₹7,33,701 | +34.6% |
| Year 10 (4 Oct 2021) | ₹6,05,000 | ₹8,17,593 | +35.1% |
| Year 11 (4 Oct 2022) | ₹6,65,000 | ₹9,11,306 | +37% |
| Year 12 (4 Oct 2023) | ₹7,25,000 | ₹10,34,375 | +42.7% |
| Year 13 (4 Oct 2024) | ₹7,85,000 | ₹11,70,373 | +49.1% |
| Year 14 (4 Oct 2025) | ₹8,45,000 | ₹13,07,625 | +54.7% |
| Year 15 (4 Oct 2026) | ₹9,05,000 | ₹14,46,903 | +59.9% |
Best year of the journey: Year 3 (+7.5% market move) · Toughest year: Year 10 (3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Liquid Fund's published NAV (source: AMFI) between 4 Oct 2011 and 4 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.