₹2,000 Monthly SIP in SBI CRISIL IBX SDL Index - September 2027 Fund for 3 Years
If you had started a ₹2,000/month SIP on 22 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using SBI CRISIL IBX SDL Index - September 2027 Fund's actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹82,508
22 Sept 2026
Absolute gain
+₹8,508
+11.5%
XIRR (annualised)
7.12%
money-weighted
The journey, month by month
Worst fall on the way
-0.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,470
Modelled at historical FD rates. The fund beat FD by ₹38.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (23 Sept 2024) | ₹26,000 | ₹27,319 | +5.1% |
| Year 2 (22 Sept 2025) | ₹50,000 | ₹54,531 | +9.1% |
| Year 3 (22 Sept 2026) | ₹74,000 | ₹82,508 | +11.5% |
Best year of the journey: Year 2 (+6.3% market move) · Toughest year: Year 3 (5.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI CRISIL IBX SDL Index - September 2027 Fund's published NAV (source: AMFI) between 22 Sept 2023 and 22 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.