₹25,000 Monthly SIP in SBI CRISIL IBX SDL Index - September 2027 Fund for 3 Years
If you had started a ₹25,000/month SIP on 11 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using SBI CRISIL IBX SDL Index - September 2027 Fund's actual NAV for all 37 installments.
You invested
₹9,25,000
37 installments
Value today
₹10,30,225
11 Sept 2026
Absolute gain
+₹1,05,225
+11.4%
XIRR (annualised)
7.19%
money-weighted
The journey, month by month
Worst fall on the way
-0.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹10,28,845
Modelled at historical FD rates. The fund beat FD by ₹1,380.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2024) | ₹3,25,000 | ₹3,40,367 | +4.7% |
| Year 2 (11 Sept 2025) | ₹6,25,000 | ₹6,79,528 | +8.7% |
| Year 3 (11 Sept 2026) | ₹9,25,000 | ₹10,30,225 | +11.4% |
Best year of the journey: Year 2 (+6.1% market move) · Toughest year: Year 1 (4.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Index Funds / ETFs funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI CRISIL IBX SDL Index - September 2027 Fund's published NAV (source: AMFI) between 11 Sept 2023 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.