₹2,000 Monthly SIP in SBI ESG Exclusionary Strategy Fund for 10 Years
If you had started a ₹2,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI ESG Exclusionary Strategy Fund's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹4,53,534
4 Sept 2026
Absolute gain
+₹2,11,534
+87.4%
XIRR (annualised)
12.13%
money-weighted
The journey, month by month
Worst fall on the way
-35.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,926
Modelled at historical FD rates. The fund beat FD by ₹1,17,608.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹26,000 | ₹28,203 | +8.5% |
| Year 2 (4 Sept 2018) | ₹50,000 | ₹57,559 | +15.1% |
| Year 3 (4 Sept 2019) | ₹74,000 | ₹80,468 | +8.7% |
| Year 4 (4 Sept 2020) | ₹98,000 | ₹1,10,649 | +12.9% |
| Year 5 (6 Sept 2021) | ₹1,22,000 | ₹2,02,537 | +66% |
| Year 6 (5 Sept 2022) | ₹1,46,000 | ₹2,31,096 | +58.3% |
| Year 7 (4 Sept 2023) | ₹1,70,000 | ₹2,84,256 | +67.2% |
| Year 8 (4 Sept 2024) | ₹1,94,000 | ₹4,05,865 | +109.2% |
| Year 9 (4 Sept 2025) | ₹2,18,000 | ₹4,23,126 | +94.1% |
| Year 10 (4 Sept 2026) | ₹2,42,000 | ₹4,53,534 | +87.4% |
Best year of the journey: Year 5 (+50.4% market move) · Toughest year: Year 9 (-1.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI ESG Exclusionary Strategy Fund's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.