₹1,000 Monthly SIP in Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) for 10 Years
If you had started a ₹1,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,52,476
4 Sept 2026
Absolute gain
+₹1,31,476
+108.7%
XIRR (annualised)
14.15%
money-weighted
The journey, month by month
Worst fall on the way
-56.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,963
Modelled at historical FD rates. The fund beat FD by ₹84,513.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹13,000 | ₹13,726 | +5.6% |
| Year 2 (4 Sept 2018) | ₹25,000 | ₹27,255 | +9% |
| Year 3 (4 Sept 2019) | ₹37,000 | ₹39,089 | +5.6% |
| Year 4 (4 Sept 2020) | ₹49,000 | ₹55,012 | +12.3% |
| Year 5 (6 Sept 2021) | ₹61,000 | ₹77,707 | +27.4% |
| Year 6 (5 Sept 2022) | ₹73,000 | ₹59,071 | -19.1% |
| Year 7 (4 Sept 2023) | ₹85,000 | ₹72,408 | -14.8% |
| Year 8 (4 Sept 2024) | ₹97,000 | ₹97,742 | +0.8% |
| Year 9 (4 Sept 2025) | ₹1,09,000 | ₹1,02,898 | -5.6% |
| Year 10 (4 Sept 2026) | ₹1,21,000 | ₹2,52,476 | +108.7% |
Best year of the journey: Year 10 (+119.7% market move) · Toughest year: Year 6 (-34.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.