₹25,000 Monthly SIP in Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) for 10 Years
If you had started a ₹25,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹60,53,726
6 Oct 2026
Absolute gain
+₹30,28,726
+100.1%
XIRR (annualised)
13.35%
money-weighted
The journey, month by month
Worst fall on the way
-56.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
3
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,97,712
Modelled at historical FD rates. The fund beat FD by ₹18,56,014.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹3,25,000 | ₹3,41,905 | +5.2% |
| Year 2 (8 Oct 2018) | ₹6,25,000 | ₹6,63,377 | +6.1% |
| Year 3 (7 Oct 2019) | ₹9,25,000 | ₹9,78,273 | +5.8% |
| Year 4 (6 Oct 2020) | ₹12,25,000 | ₹13,78,082 | +12.5% |
| Year 5 (6 Oct 2021) | ₹15,25,000 | ₹19,44,631 | +27.5% |
| Year 6 (6 Oct 2022) | ₹18,25,000 | ₹14,51,765 | -20.5% |
| Year 7 (6 Oct 2023) | ₹21,25,000 | ₹18,02,579 | -15.2% |
| Year 8 (7 Oct 2024) | ₹24,25,000 | ₹24,09,569 | -0.6% |
| Year 9 (6 Oct 2025) | ₹27,25,000 | ₹25,94,264 | -4.8% |
| Year 10 (6 Oct 2026) | ₹30,25,000 | ₹60,53,726 | +100.1% |
Best year of the journey: Year 10 (+109.2% market move) · Toughest year: Year 6 (-35.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.