₹25,000 Monthly SIP in Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) for 5 Years
If you had started a ₹25,000/month SIP on 6 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹32,33,982
6 Oct 2026
Absolute gain
+₹17,08,982
+112.1%
XIRR (annualised)
30.84%
money-weighted
The journey, month by month
Worst fall on the way
-54.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,90,491
Modelled at historical FD rates. The fund beat FD by ₹14,43,491.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹3,25,000 | ₹2,98,072 | -8.3% |
| Year 2 (6 Oct 2023) | ₹6,25,000 | ₹6,14,446 | -1.7% |
| Year 3 (7 Oct 2024) | ₹9,25,000 | ₹10,31,352 | +11.5% |
| Year 4 (6 Oct 2025) | ₹12,25,000 | ₹12,82,018 | +4.7% |
| Year 5 (6 Oct 2026) | ₹15,25,000 | ₹32,33,982 | +112.1% |
Best year of the journey: Year 5 (+104.4% market move) · Toughest year: Year 1 (-8.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s published NAV (source: AMFI) between 6 Oct 2021 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.