₹2,000 Monthly SIP in Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) for 5 Years
If you had started a ₹2,000/month SIP on 13 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s actual NAV for all 61 installments.
You invested
₹1,22,000
61 installments
Value today
₹2,66,981
11 Sept 2026
Absolute gain
+₹1,44,981
+118.8%
XIRR (annualised)
32.01%
money-weighted
The journey, month by month
Worst fall on the way
-54.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,43,221
Modelled at historical FD rates. The fund beat FD by ₹1,23,760.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (12 Sept 2022) | ₹26,000 | ₹23,876 | -8.2% |
| Year 2 (11 Sept 2023) | ₹50,000 | ₹49,411 | -1.2% |
| Year 3 (11 Sept 2024) | ₹74,000 | ₹82,636 | +11.7% |
| Year 4 (11 Sept 2025) | ₹98,000 | ₹1,01,853 | +3.9% |
| Year 5 (11 Sept 2026) | ₹1,22,000 | ₹2,66,981 | +118.8% |
Best year of the journey: Year 5 (+112.1% market move) · Toughest year: Year 1 (-8.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s published NAV (source: AMFI) between 13 Sept 2021 and 11 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.