₹2,000 Monthly SIP in Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund) for 3 Years
If you had started a ₹2,000/month SIP on 11 Sept 2023 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s actual NAV for all 37 installments.
You invested
₹74,000
37 installments
Value today
₹1,54,042
9 Sept 2026
Absolute gain
+₹80,042
+108.2%
XIRR (annualised)
54.36%
money-weighted
The journey, month by month
Worst fall on the way
-54.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹82,278
Modelled at historical FD rates. The fund beat FD by ₹71,764.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Sept 2024) | ₹26,000 | ₹28,290 | +8.8% |
| Year 2 (9 Sept 2025) | ₹50,000 | ₹50,449 | +0.9% |
| Year 3 (9 Sept 2026) | ₹74,000 | ₹1,54,042 | +108.2% |
Best year of the journey: Year 3 (+106.9% market move) · Toughest year: Year 2 (-3.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Dynamic Asset Allocation / BAF funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Balanced Advantage Fund ( Formerly Known as Principal Balanced Advantage Fund)'s published NAV (source: AMFI) between 11 Sept 2023 and 9 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.