₹5,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Direct Plan for 10 Years
If you had started a ₹5,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Direct Plan's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹13,95,361
30 Sept 2026
Absolute gain
+₹7,90,361
+130.6%
XIRR (annualised)
15.82%
money-weighted
The journey, month by month
Worst fall on the way
-39.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,43,522
Modelled at historical FD rates. The fund beat FD by ₹5,51,839.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹70,000 | ₹80,370 | +14.8% |
| Year 2 (1 Oct 2018) | ₹1,30,000 | ₹1,23,456 | -5% |
| Year 3 (30 Sept 2019) | ₹1,85,000 | ₹1,86,822 | +1% |
| Year 4 (30 Sept 2020) | ₹2,45,000 | ₹2,31,849 | -5.4% |
| Year 5 (30 Sept 2021) | ₹3,05,000 | ₹4,86,726 | +59.6% |
| Year 6 (30 Sept 2022) | ₹3,65,000 | ₹5,72,838 | +56.9% |
| Year 7 (3 Oct 2023) | ₹4,30,000 | ₹8,06,837 | +87.6% |
| Year 8 (30 Sept 2024) | ₹4,85,000 | ₹12,97,993 | +167.6% |
| Year 9 (30 Sept 2025) | ₹5,45,000 | ₹12,92,931 | +137.2% |
| Year 10 (30 Sept 2026) | ₹6,05,000 | ₹13,95,361 | +130.6% |
Best year of the journey: Year 5 (+66.8% market move) · Toughest year: Year 2 (-12%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Direct Plan's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.