₹10,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Direct Plan for 10 Years
If you had started a ₹10,000/month SIP on 30 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Direct Plan's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹27,90,722
30 Sept 2026
Absolute gain
+₹15,80,722
+130.6%
XIRR (annualised)
15.82%
money-weighted
The journey, month by month
Worst fall on the way
-39.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
9
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,87,043
Modelled at historical FD rates. The fund beat FD by ₹11,03,679.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Oct 2017) | ₹1,40,000 | ₹1,60,740 | +14.8% |
| Year 2 (1 Oct 2018) | ₹2,60,000 | ₹2,46,912 | -5% |
| Year 3 (30 Sept 2019) | ₹3,70,000 | ₹3,73,644 | +1% |
| Year 4 (30 Sept 2020) | ₹4,90,000 | ₹4,63,699 | -5.4% |
| Year 5 (30 Sept 2021) | ₹6,10,000 | ₹9,73,451 | +59.6% |
| Year 6 (30 Sept 2022) | ₹7,30,000 | ₹11,45,675 | +56.9% |
| Year 7 (3 Oct 2023) | ₹8,60,000 | ₹16,13,675 | +87.6% |
| Year 8 (30 Sept 2024) | ₹9,70,000 | ₹25,95,986 | +167.6% |
| Year 9 (30 Sept 2025) | ₹10,90,000 | ₹25,85,862 | +137.2% |
| Year 10 (30 Sept 2026) | ₹12,10,000 | ₹27,90,722 | +130.6% |
Best year of the journey: Year 5 (+66.8% market move) · Toughest year: Year 2 (-12%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Direct Plan's published NAV (source: AMFI) between 30 Sept 2016 and 30 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.