₹25,000 Monthly SIP in Sundaram Infrastructure Advantage Fund Regular Plan for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Sundaram Infrastructure Advantage Fund Regular Plan's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,54,26,393
18 Aug 2026
Absolute gain
+₹1,09,01,393
+240.9%
XIRR (annualised)
14.92%
money-weighted
The journey, month by month
Worst fall on the way
-40.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,20,807
Modelled at historical FD rates. The fund beat FD by ₹70,05,586.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹3,25,000 | ₹3,16,039 | -2.8% |
| Year 2 (19 Aug 2013) | ₹6,25,000 | ₹4,46,453 | -28.6% |
| Year 3 (18 Aug 2014) | ₹9,25,000 | ₹12,16,226 | +31.5% |
| Year 4 (18 Aug 2015) | ₹12,25,000 | ₹18,26,668 | +49.1% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹21,35,208 | +40% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹29,19,252 | +60% |
| Year 7 (20 Aug 2018) | ₹21,25,000 | ₹32,88,837 | +54.8% |
| Year 8 (19 Aug 2019) | ₹24,25,000 | ₹32,57,265 | +34.3% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹34,12,820 | +25.2% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹59,45,564 | +96.5% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹70,44,495 | +111.9% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹86,82,552 | +139.5% |
| Year 13 (19 Aug 2024) | ₹39,25,000 | ₹1,37,73,033 | +250.9% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹1,38,70,432 | +228.3% |
| Year 15 (18 Aug 2026) | ₹45,25,000 | ₹1,54,26,393 | +240.9% |
Best year of the journey: Year 3 (+62.9% market move) · Toughest year: Year 2 (-27.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Sundaram Infrastructure Advantage Fund Regular Plan's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.